How to Talk to Your Spouse About Estate Planning

As Personal Family Lawyers®, we see it every day:  one spouse is more motivated that the other to establish an estate plan, either because he or she just inherited a tidy sum or because one is a planner by nature and the other is a procrastinator.

If this situation sounds familiar, you are not alone!

So how do you get a spouse who is seemingly disinterested in planning your estate to get on board?

First, explain that you want their involvement in making these important decisions.  Tell your spouse why it is important to plan, with reasons like:

  • You could be missing opportunities to increase the assets you can pass on to your loved ones (especially with the current record high estate and gift tax exemptions that are set to expire at the end of this year!).
  • If you have minor children, they must be protected by naming temporary guardians thorough a Kids Protection Plan® and long-term guardians in your will.
  • If you want your children or grandchildren to have something after you’re gone, that must be planned in advance.
  • If you are concerned about long-term health care costs, estate planning can help you plan for these.

If you’re the planner in the family, you will probably be the one who needs to do the heavy lifting by gathering all the information about your finances, including all assets and debts.  Then have a talk with your spouse about:

  • Who should receive the assets – beneficiaries of retirement and bank accounts, who gets the art collection, etc.?
  • Who should be named as temporary and long-term guardians of your minor children?
  • Who should be named as executor of your estate?
  • Who should be named to make medical and financial decisions for each of you in case you become incapacitated?

Often times, gathering the necessary information and having serious conversations with your spouse is enough to motivate them to move forward with this important preparation. When both decision-makers are on board, you’re ready to contact a Personal Family Lawyer® about preparing your estate plan.

Whatever you do, don’t let a procrastinating spouse hold you back from beginning the process of protecting your children and your family’s financial future.  Your persistence can be the difference in getting the estate plan you know you need prepared. Call our office today to schedule a time to sit down and talk.

We normally charge $750 for a Family Wealth Planning Session™, but because this planning is so important, if you mention this article and we still have room on our calendar this month, we will waive that fee.


This article is a service of Jill Gregory Law, a Personal Family Lawyer® firm. We don’t just draft documents; we ensure you make informed and empowered decisions about life and death, for yourself and the people you love. That’s why we offer a Life and Legacy Planning Session™, during which you will get more financially organized than you’ve ever been before, and make all the best choices for the people you love. You can begin by clicking the button above or calling our office today at 949-514-8842 or 530-581-5455, to schedule a free 15 Minute Phone Consult with Jill Gregory, or a full Planning Session today. Mention this article to find out how to get this $750 Life and Legacy Planning Session at no charge.

The content is sourced from Personal Family Lawyer® for use by Personal Family Lawyer® firms, a source believed to be providing accurate information. This material was created for educational and informational purposes only and is not intended as ERISA, tax, legal, or investment advice. If you are seeking legal advice specific to your needs, such advice services must be obtained on your own separate from this educational material.